Vehicle Finance Melbourne

Purchasing a commercial vehicle is one of the most significant investments a Melbourne business or tradie will make. At Progressive Vans, we make it easier with access to a wide range of vehicle finance solutions — tailored to your situation, structured to suit your cash flow, and arranged quickly so you can get on the road sooner.

Finance Products Available

Chattel Mortgage

The most popular finance product for business buyers. You own the vehicle from day one while the lender holds a mortgage over it as security. Potential benefits include claiming the full GST on the purchase price upfront, deducting interest payments, and claiming depreciation. Suitable for businesses that use the vehicle predominantly for business purposes.

Finance Lease

The lender owns the vehicle and leases it to you for an agreed term. At the end of the lease, you can purchase the vehicle for a residual amount, extend the lease, or return the vehicle. Lease payments may be fully tax-deductible as a business expense.

Secured Vehicle Loan

A straightforward loan where the vehicle acts as security. You own the vehicle from day one and make fixed monthly repayments over the loan term. Suitable for private buyers and businesses that want a simple, predictable finance arrangement.

Finance Options for Every Buyer Type

Van finance Melbourne — specialist finance for vans of all makes and models
Commercial vehicle finance Melbourne — tailored solutions for business buyers
ABN vehicle finance Melbourne — options for ABN holders and business operators
Self-employed vehicle finance Melbourne — low doc options for self-employed buyers
Bad credit car loans Melbourne — specialist lenders for buyers with credit challenges
First-time vehicle finance Melbourne — guidance for first-time buyers
Truck finance Melbourne — finance for light trucks and specialist vehicles
Business equipment finance Melbourne — bundle vehicle and equipment finance

Use our finance calculator to estimate your repayments before you speak to our team.

Why Finance Through Progressive Vans?

We work with a panel of specialist commercial vehicle lenders — not just mainstream banks. This gives us access to products and credit policies that aren’t available through standard bank channels, particularly important for self-employed buyers, ABN holders, and those with credit challenges. Many applications are approved within 24–48 hours.