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Progressive Vans — Melbourne
Vehicle Finance Centre Melbourne
Finance options for vans, utes and light commercial vehicles — for businesses, tradies, ABN holders and owner-operators across Melbourne.
- $0 Deposit Options
- ABN & Low Doc Finance
- Bad Credit Considered
- Self-Employed Welcome
- Fast Approvals
- All Vehicle Types
Finance Arranged Through Acquired Financial Services
Progressive Vans works with Acquired Financial Services, an independent commercial finance broker based in Carrum Downs. They compare multiple lenders to help find finance options suited to your situation — whether you're a business, sole trader, ABN holder or owner-operator.
This means you receive guidance from finance specialists who understand commercial vehicles, while dealing with a workshop that knows the vehicles inside out. One location. Two areas of expertise.
Finance Options
🚐 Commercial Vehicle Finance
Finance options for businesses purchasing vans, utes and light commercial vehicles. Competitive rates, flexible terms and fast approvals for ABN holders.
Learn More💰 $0 Deposit Van Finance
Get into a commercial van with no deposit required. Available for eligible ABN holders and businesses with a trading history.
Learn More💼 ABN Vehicle Finance
Finance for ABN holders and sole traders. Use your ABN to access business vehicle finance without the paperwork of a full company application.
Learn More🔧 Self-Employed Vehicle Finance
Finance options for self-employed tradies and business owners. Low doc options available for those without traditional payslips.
Learn More⚠️ Bad Credit Vehicle Finance
Finance options for buyers with a less-than-perfect credit history. We work with lenders who consider the full picture, not just your credit score.
Learn More📊 Finance Calculator
Estimate your repayments before you apply. Use our commercial vehicle finance calculator to compare loan amounts, terms and rates.
Use CalculatorHow the Finance Process Works
A straightforward process from choosing your vehicle to driving away.
1
🚐 Choose a VehicleBrowse our used commercial vehicles or identify the van or ute you want to purchase.
2
💬 Discuss Finance OptionsSpeak with Acquired Financial Services about the finance product that suits your business structure, trading history and cash flow.
3
📝 Application SubmittedYour finance application is submitted to lenders. Multiple lenders are compared to find the most suitable option.
4
✅ ApprovalFinance approved. Terms confirmed. You know exactly what you're paying and when.
5
🔧 Vehicle PreparedThe vehicle is inspected, serviced and prepared for handover by our workshop team.
6
🚘 Drive AwayCollect your vehicle. Your new commercial van is ready to go to work.
Finance Product Comparison
| Finance Type | Best For | Key Feature |
|---|---|---|
| Chattel Mortgage | GST-registered businesses | Own the vehicle from day one, claim GST upfront |
| Finance Lease | Businesses wanting flexibility | Lower repayments, option to purchase at end of term |
| Consumer Loan | Personal use or mixed use | Fixed repayments, no balloon payment required |
| ABN / Low Doc | Sole traders & self-employed | Minimal paperwork, fast approval |
| $0 Deposit | Businesses preserving cash flow | No upfront deposit required |
💼 Finance Tip
If you're purchasing a commercial vehicle for business use, a chattel mortgage is often the most tax-effective option — you can claim the GST on the purchase price upfront and depreciate the vehicle as a business asset. Always confirm the right structure with your accountant before applying.
Frequently Asked Questions
Can I finance a used commercial van?
Yes. Finance is available for used commercial vans, utes and light trucks. The vehicle's age and condition may affect which lenders and products are available, but used vehicle finance is a standard part of what Acquired Financial Services arranges.
Can I apply with an ABN?
Yes. ABN holders can access business vehicle finance, including low doc options that don't require full financial statements. You'll generally need to have held your ABN for a minimum period — contact us to discuss your specific situation.
Do I need a deposit?
Not necessarily. $0 deposit finance options are available for eligible applicants. Whether a deposit is required depends on the lender, the vehicle, your credit profile and your trading history. Our finance team can advise what's available for your situation.
How quickly can finance be approved?
Approval times vary depending on the lender and the complexity of your application. In many cases, conditional approval can be obtained within 24–48 hours. Full approval and settlement typically follows within a few business days.
Can I finance a vehicle from another dealer?
Yes. Acquired Financial Services can arrange finance for commercial vehicles purchased from other dealers, not just Progressive Vans. If you've found a vehicle elsewhere and need finance, contact us to discuss your options.
Can I finance a private sale?
Private sale finance is available through some lenders, though the process differs from dealer finance. Contact Acquired Financial Services to discuss whether private sale finance is suitable for your situation.
What documents do I need to apply?
Requirements vary by product and lender. For ABN and low doc finance, you'll typically need your ABN, driver's licence and bank statements. For full doc applications, financial statements or tax returns may be required. Our finance team will advise exactly what's needed for your application.
💡 Not Sure Which Option Suits You?
The right finance product depends on your business structure, GST registration, trading history and how you plan to use the vehicle. Contact us and we can point you in the right direction before you apply.
Related Pages
Finance That Works for Your Business
Getting the right commercial vehicle into your business shouldn't be complicated. Acquired Financial Services works with multiple lenders to find options suited to tradies, owner-operators and growing businesses — not just salaried employees.
Ready to Finance Your Next Commercial Vehicle?
Contact us to discuss your options or use our finance calculator to estimate your repayments before you apply.
Finance Enquiry 📊 Finance Calculator✔ ABN & low doc options • ✔ Bad credit considered • ✔ Fast approvals
📍 5 Lathams Road, Carrum Downs VIC 3201
Commercial Vehicle Workshop • Carrum Downs
Commercial Vehicle Specialists Melbourne
Progressive Vans specialises in servicing, diagnosing and repairing commercial vans and light commercial vehicles from our Carrum Downs workshop. Different models use different engines, transmissions, emissions systems and service requirements, so maintenance and fault diagnosis should be based on the individual vehicle, its operating conditions, kilometres and service history.
Why Vehicle-Specific Knowledge Matters
Commercial vehicles vary significantly across platforms. Accurate diagnosis should account for the specific model, engine configuration, emissions system, transmission type and how the vehicle is actually used.
A Mercedes-Benz Sprinter presenting with an emissions-system concern may require a different diagnostic pathway to a Toyota HiAce with a transmission concern or a Ford Transit with a cooling-system fault. The model matters. The engine variant matters. The operating conditions and service history matter. Understanding these differences helps guide a more relevant diagnostic approach before repair recommendations are made.
- Model-Specific Diagnosis Fault causes and repair pathways can differ across van platforms and engine variants.
- Emissions & DPF Systems Diesel emissions systems vary by model year, engine and manufacturer configuration.
- Service History & Kilometres Maintenance needs and component condition can be influenced by how the vehicle has been used and serviced.
- Operating Conditions & Payload Stop-start use, extended idling and payload demands can influence wear and maintenance requirements across different systems.
Workshop Capabilities
Services available from our Carrum Downs workshop for commercial vans and light commercial vehicles.
Commercial Vehicle Servicing
Logbook, scheduled and vehicle-specific servicing
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Commercial Vehicle Repairs
Mechanical, engine, cooling, transmission and electrical repairs
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Diesel & DPF Specialists
Diesel diagnostics, DPF and emissions-system support
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DPF Cleaning
Professional off-car DPF cleaning — $499 incl. GST
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Fleet Maintenance
Coordinated maintenance for commercial vehicle fleets
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Brake Repairs
Brake inspection, pads, rotors and fault diagnosis
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Suspension & Steering
Suspension, steering and related chassis components
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Roadworthy Preparation & Repairs
Roadworthy preparation, pre-inspection checks and repairs
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Real Vehicles. Real Workshop. Real Repairs.
Genuine work from the Progressive Vans workshop at 5 Lathams Road, Carrum Downs.
Engine Repair — Mercedes-Benz Sprinter
Head Gasket Replacement — Ford Transit
Major Mechanical Work — Mercedes-Benz Vito
Diagnostic Scan — Renault Master
Warning Light Assessment — LDV Deliver 9
Brake Disc & Rotor Replacement
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Commercial Vehicles Are Working Assets
Maintenance That Accounts for How the Vehicle Is Used
Working vans and light commercial vehicles can operate under conditions that differ significantly from typical passenger-car use. Servicing and diagnosis should take those operating conditions into account.
High Kilometres
Commercial vehicles can accumulate kilometres quickly, which can increase wear and maintenance requirements across key systems.
Stop-Start Operation
Urban delivery and trade use can involve repeated short trips, which may influence engine operating temperature, battery use and emissions-system behaviour.
Payload & Load Stress
Carrying tools, equipment or freight can place additional load on suspension, brakes and drivetrain components.
Extended Idling
Vehicles that spend significant time idling can experience different engine and emissions-system operating conditions to vehicles covering sustained road kilometres.
Fleet & Trade Use
Multiple drivers, varying routes and frequent operation can make consistent maintenance planning particularly important and may help reduce the risk of unplanned downtime.
Service History
Service and repair decisions should account for previous maintenance, repairs and vehicle history — not just the current symptom or kilometres.
Commercial Vehicle Workshop — Carrum Downs
5 Lathams Road, Carrum Downs VIC 3201
Get Directions →Carrum Downs • Frankston • Seaford • Dandenong South • Cranbourne • Hallam • Keysborough • Braeside • Mornington Peninsula
Part of a family-owned automotive business with a history dating back to 1953.
Keep Your Commercial Vehicle Working.
Need servicing, mechanical repairs, diesel diagnostics or DPF support for your commercial vehicle? Talk to Progressive Vans about the vehicle, its service history, any symptoms and how it is used.
Commercial Vehicle Specialists •
Carrum Downs Workshop •
Fleet & Trade Support •
Family Automotive History Dating Back to 1953
Progressive Vans • 5 Lathams Road, Carrum Downs VIC 3201