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Progressive Vans — Melbourne
Commercial Vehicle Finance Melbourne
Finance options for vans, utes and light commercial vehicles — for businesses, tradies, ABN holders and owner-operators across Melbourne.
- $0 Deposit Options
- ABN & Low Doc Finance
- Bad Credit Considered
- Self-Employed Welcome
- Fast Approvals
- All Vehicle Types
Finance Arranged Through Acquired Financial Services
Progressive Vans works with Acquired Financial Services, an independent commercial finance broker based in Carrum Downs. They compare multiple lenders to help find finance options suited to your situation — whether you're a business, sole trader, ABN holder or owner-operator.
This means you receive guidance from finance specialists who understand commercial vehicles, while dealing with a workshop that knows the vehicles inside out. One location. Two areas of expertise.
Finance Options
🚐 Commercial Vehicle Finance
Finance options for businesses purchasing vans, utes and light commercial vehicles. Competitive rates, flexible terms and fast approvals for ABN holders.
Learn More💰 $0 Deposit Van Finance
Get into a commercial van with no deposit required. Available for eligible ABN holders and businesses with a trading history.
Learn More💼 ABN Vehicle Finance
Finance for ABN holders and sole traders. Use your ABN to access business vehicle finance without the paperwork of a full company application.
Learn More🔧 Self-Employed Vehicle Finance
Finance options for self-employed tradies and business owners. Low doc options available for those without traditional payslips.
Learn More⚠️ Bad Credit Vehicle Finance
Finance options for buyers with a less-than-perfect credit history. We work with lenders who consider the full picture, not just your credit score.
Learn More📊 Finance Calculator
Estimate your repayments before you apply. Use our commercial vehicle finance calculator to compare loan amounts, terms and rates.
Use CalculatorHow the Finance Process Works
A straightforward process from choosing your vehicle to driving away.
1
🚐 Choose a VehicleBrowse our used commercial vehicles or identify the van or ute you want to purchase.
2
💬 Discuss Finance OptionsSpeak with Acquired Financial Services about the finance product that suits your business structure, trading history and cash flow.
3
📝 Application SubmittedYour finance application is submitted to lenders. Multiple lenders are compared to find the most suitable option.
4
✅ ApprovalFinance approved. Terms confirmed. You know exactly what you're paying and when.
5
🔧 Vehicle PreparedThe vehicle is inspected, serviced and prepared for handover by our workshop team.
6
🚘 Drive AwayCollect your vehicle. Your new commercial van is ready to go to work.
Finance Product Comparison
| Finance Type | Best For | Key Feature |
|---|---|---|
| Chattel Mortgage | GST-registered businesses | Own the vehicle from day one, claim GST upfront |
| Finance Lease | Businesses wanting flexibility | Lower repayments, option to purchase at end of term |
| Consumer Loan | Personal use or mixed use | Fixed repayments, no balloon payment required |
| ABN / Low Doc | Sole traders & self-employed | Minimal paperwork, fast approval |
| $0 Deposit | Businesses preserving cash flow | No upfront deposit required |
💼 Finance Tip
If you're purchasing a commercial vehicle for business use, a chattel mortgage is often the most tax-effective option — you can claim the GST on the purchase price upfront and depreciate the vehicle as a business asset. Always confirm the right structure with your accountant before applying.
Frequently Asked Questions
Can I finance a used commercial van?
Yes. Finance is available for used commercial vans, utes and light trucks. The vehicle's age and condition may affect which lenders and products are available, but used vehicle finance is a standard part of what Acquired Financial Services arranges.
Can I apply with an ABN?
Yes. ABN holders can access business vehicle finance, including low doc options that don't require full financial statements. You'll generally need to have held your ABN for a minimum period — contact us to discuss your specific situation.
Do I need a deposit?
Not necessarily. $0 deposit finance options are available for eligible applicants. Whether a deposit is required depends on the lender, the vehicle, your credit profile and your trading history. Our finance team can advise what's available for your situation.
How quickly can finance be approved?
Approval times vary depending on the lender and the complexity of your application. In many cases, conditional approval can be obtained within 24–48 hours. Full approval and settlement typically follows within a few business days.
Can I finance a vehicle from another dealer?
Yes. Acquired Financial Services can arrange finance for commercial vehicles purchased from other dealers, not just Progressive Vans. If you've found a vehicle elsewhere and need finance, contact us to discuss your options.
Can I finance a private sale?
Private sale finance is available through some lenders, though the process differs from dealer finance. Contact Acquired Financial Services to discuss whether private sale finance is suitable for your situation.
What documents do I need to apply?
Requirements vary by product and lender. For ABN and low doc finance, you'll typically need your ABN, driver's licence and bank statements. For full doc applications, financial statements or tax returns may be required. Our finance team will advise exactly what's needed for your application.
💡 Not Sure Which Option Suits You?
The right finance product depends on your business structure, GST registration, trading history and how you plan to use the vehicle. Contact us and we can point you in the right direction before you apply.
Related Pages
Finance That Works for Your Business
Getting the right commercial vehicle into your business shouldn't be complicated. Acquired Financial Services works with multiple lenders to find options suited to tradies, owner-operators and growing businesses — not just salaried employees.
Ready to Finance Your Next Commercial Vehicle?
Contact us to discuss your options or use our finance calculator to estimate your repayments before you apply.
Finance Enquiry 📊 Finance Calculator✔ ABN & low doc options • ✔ Bad credit considered • ✔ Fast approvals
📍 5 Lathams Road, Carrum Downs VIC 3201