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Volkswagen Caddy
Indicative Repayment From
$68
per week*
Zero-deposit options may be available
Low-documentation options may be available
Subject to lender approval
SEE OUR VEHICLES FOR SALE
Progressive Vans — Commercial Vehicle Finance
```ABN Vehicle Finance Melbourne
Flexible finance options for vans, utes and commercial vehicles, with low-documentation and zero-deposit options available to eligible applicants.
- ABN and Business Applicants
- Low-Documentation Options
- Multiple Commercial Lenders
- New and Used Vehicles
- Fleet Finance Available
Sole Traders & Companies Australia-Wide Applications Commercial Vehicle Specialists
```From the Progressive Vans Team
Financing a commercial vehicle is different from applying for an ordinary personal car loan. Your business structure, ABN history, income, vehicle type and intended use can all influence which lenders and finance products may be suitable.
Because we specialise in commercial vehicles, we understand that the right vehicle needs to suit both your work and your cash flow. Our role is to help you find the vehicle, submit your application and connect you with an appropriate lender from the available panel.
Your commercial vehicle helps your business earn.
Our aim is to help make the finance process straightforward, transparent and suited to the way your business operates.
Who Can Apply for ABN Vehicle Finance?
Commercial vehicle finance may be available to established businesses, newer ABN holders and self-employed applicants, subject to the lender's assessment and eligibility requirements.
👤Sole Traders
🤝Partnerships
🏢Pty Ltd Companies
🔨Builders
⚡Electricians
🔧Plumbers
📦Couriers
🚚Delivery Operators
🧹Cleaning Businesses
🌿Landscapers
🛠️Mobile Service Businesses
🚐Fleet Operators
Commercial Vehicles Available with Finance
The examples below show indicative weekly repayments only. Availability, vehicle specifications, loan terms and repayments can change. A personalised quotation must be obtained before making a finance decision.
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Toyota HiAce
Indicative Repayment From
$87
per week*
Zero-deposit options may be available
Low-documentation options may be available
Subject to lender approval
```
Mercedes-Benz Vito
Indicative Repayment From
$89
per week*
Zero-deposit options may be available
Low-documentation options may be available
Subject to lender approval
*Important: Repayments shown are indicative examples only and are not a finance offer or approval. Examples may be based on a 60-month term and may exclude establishment fees, ongoing fees, registration, insurance, balloon payments or other charges. Actual repayments depend on the applicant, lender, vehicle, deposit, term, interest rate and credit assessment. Vehicle availability and pricing may change. Terms, conditions, fees, charges and lending criteria apply.
View current commercial vehicles for sale →
Why Apply Through Progressive Vans?
Commercial Vehicle Focus
We specialise in vans, utes and light commercial vehicles rather than treating business vehicles as an occasional sale.
Access to Multiple Lenders
Applications may be presented to suitable commercial lenders from the available panel, depending on your circumstances.
Low-Documentation Options
Eligible self-employed applicants may have access to alternative-documentation products where standard payslips are unavailable.
Vehicle Sourcing
We may be able to help source a suitable van, ute or commercial vehicle through our available dealer network.
Workshop-Inspected Stock
Vehicles sold by Progressive Vans are inspected and prepared in accordance with the requirements applying to the individual sale.
Trade-Ins Welcome
Your current vehicle may be assessed as a trade-in and the agreed value applied toward the replacement vehicle purchase.
Important Tax Information
Business vehicle purchases can have GST, depreciation and income-tax implications. The treatment depends on your business structure, GST registration, vehicle use, finance product and the tax rules applying at the time.
Progressive Vans does not provide tax or accounting advice. Speak with your registered tax agent or accountant before relying on any potential deduction, GST credit, depreciation treatment or asset-write-off provision.
Potential Business Considerations
🧾Possible GST Treatment
📉Possible Depreciation
💼Business-Use Interest Treatment
📊Predictable Repayments
🚐Business Asset Ownership
🔄Vehicle Replacement Planning
📈Fleet Expansion
🤝Accountant-Guided Structuring
Commercial Vehicle Finance Options
Commercial Vehicles We Finance
🚐Compact Vans
🚐SWB Vans
🚚LWB Vans
⬆️High-Roof Vans
❄️Refrigerated Vans
🛻Single-Cab Utes
🛻Dual-Cab Utes
🔩Cab Chassis
🚛Light Trucks
📦Delivery Vans
🧰Tradesman Vans
🚐Fleet Vehicles
Popular Commercial Vehicle Brands
Subject to stock availability and lender criteria, finance may be available for suitable vehicles from manufacturers including:
Toyota
HiAce, Hilux and other eligible commercial vehicles.
Ford
Transit, Transit Custom, Ranger and suitable commercial variants.
Mercedes-Benz
Sprinter, Vito and other eligible commercial vehicles.
Volkswagen
Caddy, Transporter, Crafter and Amarok.
Renault
Kangoo, Trafic and Master commercial vehicles.
LDV, Iveco and More
Deliver 9, G10, Daily and other eligible commercial vehicles.
Need Help Choosing the Right Vehicle?
Tell us what your business does, what you carry, how far you travel and what repayment range you are considering. We can help narrow down the vehicle size and configuration that may suit your work.
Talk to Our TeamHow ABN Vehicle Finance Works
Choose a Vehicle Select from available stock or discuss sourcing requirements.
Submit an Application Provide the business, identity and financial information requested.
Lender Assessment A suitable lender assesses the application against its criteria.
Review the Offer Read the rate, term, repayments, fees and conditions before accepting.
Vehicle Handover Complete the purchase documentation and collect or arrange delivery.
ABN Finance Compared with Consumer Vehicle Finance
| Business-Purpose Finance | Consumer Vehicle Finance |
|---|---|
| Designed for business-use vehicles | Primarily designed for personal-use vehicles |
| May consider ABN and trading history | Generally focuses on personal income and credit |
| Commercial documentation options may apply | Standard personal lending documents generally apply |
| Accounting treatment may differ | Generally no business tax treatment |
| Business-purpose lending terms apply | Consumer-credit requirements may apply |
Frequently Asked Questions
Can I get vehicle finance with a new ABN?
Some lenders consider newer ABN holders, while others require a longer trading history. Approval depends on the lender, applicant, vehicle, credit profile and supporting information.
Is zero-deposit vehicle finance available?
Zero-deposit options may be available to approved applicants. The lender will consider factors including credit history, business stability, vehicle value and the requested loan amount.
Can I apply if I am self-employed?
Yes. Finance options may be available to sole traders, contractors and other self-employed applicants. Low-documentation products may be available where lender criteria are met.
Can I apply with previous credit problems?
Some lenders consider applicants with previous credit issues. Approval is not guaranteed and rates, fees or deposit requirements may differ. Your circumstances should be disclosed accurately in the application.
How quickly can finance be approved?
Decision times vary. A complete application with all requested information may be assessed quickly, while more complex applications can take longer. No approval timeframe can be guaranteed.
What documents might I need?
Requirements vary by lender and product. You may be asked for identification, ABN details, bank statements, income declarations, tax returns, financial statements or information about the vehicle being purchased.
Can I finance a used van?
Yes, subject to lender requirements regarding the vehicle's age, kilometres, condition and purchase price.
Can an older commercial vehicle be financed?
Some lenders consider older vehicles, but the available loan term, deposit requirement and maximum vehicle age at the end of the loan may be restricted.
Can the vehicle be financed in a company name?
Business-purpose vehicle finance may be available to eligible sole traders, partnerships and companies. The borrower and ownership structure will depend on the approved finance arrangement.
Can I finance more than one vehicle?
Fleet and multi-vehicle finance may be available, subject to the lender assessing the business's capacity and overall exposure.
Can I trade in my current vehicle?
Yes. Progressive Vans can assess your trade-in. Any outstanding finance must be identified and accounted for as part of the transaction.
Can accessories or a vehicle fitout be financed?
Some lenders may permit approved accessories or fitout costs to be included in the financed amount. This depends on the lender, vehicle and total transaction.
Can I purchase from interstate?
Interstate enquiries are welcome. Vehicle delivery, registration, inspection and transfer requirements vary between states and should be confirmed before purchase.
The Progressive Vans Approach
Commercial Vehicles, Finance and Workshop Support Under One Roof
We understand that purchasing a work vehicle is a business decision. The vehicle needs to suit the job, the finance needs to suit the business, and the ongoing servicing needs to keep it working.
Progressive Vans brings vehicle sales, commercial finance assistance and specialist workshop support together in one place.
Helping Keep Melbourne Businesses Moving.
ABN Vehicle Finance — Melbourne & Australia-Wide
Finance Your Next Work Vehicle
Whether you are purchasing your first van, replacing an ageing commercial vehicle or expanding your fleet, speak with Progressive Vans about the vehicle and finance options that may be available.
Apply for Finance View Vehicles Call (03) 9775 11335 Lathams Road, Carrum Downs VIC 3201 • Finance applications subject to lender approval
Finance and tax disclaimer: Progressive Vans does not guarantee finance approval and does not provide legal, financial, credit or taxation advice. Finance is subject to lender approval, lending criteria, fees, charges and terms and conditions. Information on this page is general only and does not consider your objectives, financial situation or needs. Obtain independent professional advice and review all finance documents before entering an agreement. Tax outcomes vary and should be confirmed with a registered tax agent or accountant.
Related services: Vehicle Finance Melbourne | Self-Employed Vehicle Finance | Commercial Vehicle Finance | Van Finance Melbourne | Zero-Deposit Van Finance | Business Equipment Finance | Used Vans for Sale Melbourne